INSURANCE FOR CHARITIES AND COMMUNITY GROUPS
You protect, advise, and help others through your altruistic not-for-profit work, our charity insurance is your operation’s defender — looking after you while you take care of society’s vulnerable groups and individuals.
Storm, fire, or flood damage, volunteer worker injuries, or donation box theft — there is a multitude of unexpected challenges that your association may face in the course of its fundraising efforts. Not just restricting your ability to provide assistance, but possibly threatening the very existence of your charity.
At PIB, we know that every single cent is crucial to your work, and that’s why we provide tailored cover specifically focused on your operation — from charity liability insurance to professional indemnity — providing a defensive shield that remains reassuringly affordable.
Get a Quote From Sydney’s Charity Insurance Specialists Now
Contact us today.
Insurance for Small Charities and Nonprofit Groups
At PIB, we understand that no two Australian charities, community groups, or not-for-profits are the same. While one operation may demand charity shop insurance, another may not have a street-facing retail property and instead need charity minibus insurance for day trips or outings.
Whatever your requirements, Unicorn Risk Services — an arm of PIB — will create bespoke cover for your particular areas of risk.
Our most common charity policies address:
Public Liability Insurance for Charity Organisations
Although not compulsory under Australian law — charity public liability insurance is critical for the continuing existence of your fundraising group.
Public liability for charities is vital for defending your operation from third-party claims — for injury or damage to property — that occur as a result of your not-for-profit’s actions.
Usually, this cover shields against issues while the general public is at your property — but we can tailor the package to also include external locations, for example, fundraising fetes or sporting occasions. This charity event insurance can often be provided on a one-off basis.
Professional Indemnity Insurance for Charities
Those responsible for running a charity group usually act unremittingly in the best interests of the community operation. However, mistakes and oversights can unfortunately happen.
Our charity professional indemnity insurance protects your groups from both civil and criminal claims for negligence, errors, and omissions that occur in the running of your not-for-profit. This can include manager, director, officer, and charity trustee insurance.
Charity Motor Vehicle Insurance
Whether you require charity van insurance to collect clothing and toy donations from the generous general public, or minibus cover to provide welcome outings for underprivileged children — PIB will protect your vehicles and passengers.
It doesn’t matter if you have just one car or truck, or a whole fleet — we can deliver cost-effective shielding from accident, theft, and fire that will not damage your crucial fund reserves. Furthermore, this insurance can shield hired, loaned, or owned vehicles.
Charity Building Insurance
From offices and warehouses to retail outlets and soup kitchens — PIB can provide comprehensive building insurance for your operation.
Safeguarding you from the threats of fire, vandalism, flood, and storm — this valuable cover addresses damage and loss to both bricks and mortar and their contents, allowing you to continue to operate and help those that need it most.
Fidelity/Fraud Insurance for Charities
The overwhelming majority of employees and volunteers in charity and community groups are unfailingly honest, altruistic, and generous. But if there’s a bad apple in your operation — you need protection.
Our charity fraud (fidelity) policies shield your groups from losses that occur due to theft, misappropriation, or dishonesty exercised by a member of your not-for-profit.
Charity Cyber Insurance
In today’s increasingly tech-orientated world — all organisations, including charity groups, need safeguarding from phishing, ransomware, hacking, and malware attacks.
Community groups — especially those with a substantial donor base — collect and store large quantities of valuable personal data. Should unsavoury types illegally access this information — it could result in hefty damages claims from those affected, and destroy trust in your operation. PIB’s charity cyber insurance is there to protect you against reputational and financial losses.
Voluntary Workers Accident Insurance for Charities
While you may already have public liability insurance for charity events — it doesn’t cover your army of unpaid helpers in times of a claim.
Volunteers are crucial to the day-to-day function of many charities — PIB’s accident insurance for volunteers delivers financial assistance to these invaluable supporters for accidents and injuries experienced when acting on behalf of your organisation.
This can include periodic benefits for lost or impaired income, lump sums for death or total disablement, and some medical expenses.
Charity Motor Vehicle Insurance
Whether you require charity van insurance to collect clothing and toy donations from the generous general public, or minibus cover to provide welcome outings for underprivileged children — PIB will protect your vehicles and passengers.
It doesn’t matter if you have just one car or truck, or a whole fleet — we can deliver cost-effective shielding from accident, theft, and fire that will not damage your crucial fund reserves. Furthermore, this insurance can shield hired, loaned, or owned vehicles.
Charity Building Insurance
From offices and warehouses to retail outlets and soup kitchens — PIB can provide comprehensive building insurance for your operation.
Safeguarding you from the threats of fire, vandalism, flood, and storm — this valuable cover addresses damage and loss to both bricks and mortar and their contents, allowing you to continue to operate and help those that need it most.
Let Us Help You To Continue Helping Others — Chat With PIB Insurance Today
Why Choose PIB for Your Charity Policy Insurance?
Because your charitable organisation deserves the ultimate in professional advice, guidance, and protection.
The not-for-profit arena faces specific risks and challenges that aren’t a feature of the business, private, and commercial sectors. It’s therefore crucial that you utilise specialised charity insurance brokers to arrange your cover — ensuring your community work is adequately safeguarded.
And that specialist in Sydney is PIB.
Whether you need just basic public liability insurance for charity groups, or more focused fraud and voluntary workers cover — our friendly and experienced team of advisors will deliver tailored and affordable packages relevant to your needs.
Through us, you reap the benefits of:
- A respected and proven history in protecting charitable organisations.
- Advice and packages that target not-for-profits — not the commercial sector.
- Experts who understand the inherent challenges of community work.
- Risk-management advice for charities.
- Extensive experience in local, state, and national charity insurance obligations.
Don’t Risk Inadequate Charity Insurance
Contact us today.
OUR GROUP
Professional Insurance Brokers is part of Australasia’s largest general insurance broker network, the Steadfast Group. We leverage Steadfast’s scale to ensure our clients have access to a wide range of insurance companies, a broad range of products, exclusive policy options, and of course, competitive pricing. And when the time comes and you need to make a claim, you will have the backing of Steadfast behind you.
Professional Insurance Brokers is a leading specialist in custom, tailored insurance policies for individuals and business. Through our subsidiaries, including Unicorn Risk Services, we also have extensive experience in brokering insurance policies for the massive range of community and not-for-profit organisations that operate throughout Australia.
3 Harold Street, North Parramatta NSW 2151
Phone: (02) 9630 8788
ABN: 33 006 500 072 | AFSL: 240954
